Coverage for Additional Insureds Under Commercial General Liability Insurance Policies: The Law of Additional Insured Tenders

Danny M. Howell
Danny M. Howell | Howell & Rowlett PLLC

Danny Howell has been representing attorneys in professional liability suits, bar investigations and complaints, and disbarment actions before the federal courts and the United States Patent & Trademark Office, for 30 years. Danny also has an extensive insurance coverage practice in the areas of professional liability and commercial general liability insurance.

Live Video-Broadcast: May 22, 2025

1 hour CLE

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Program Summary

This program will cover how to prepare an effective letter tendering defense and indemnity of an additional insured under an indemnity agreement; the requirements that must be met by an additional insured under the most common policy endorsements; and contractual language that can invalidate indemnity clauses.

Key topics to be discussed:

  • Requirements for Additional Insured Coverage Under Blanket AI Endorsements and Scheduled Endorsements
  • Enforceability of Indemnity Clauses in Construction Contracts Under State Anti-Indemnity Statutes
  • Applicability of Policy Conditions and Exclusions to Additional Insureds
  • Effectiveness of Certificates of Insurance in Establishing Additional Insured Status
  • Effectiveness of AI Tenders When Underlying Complaint Contains No Allegations Against Indemnitor

Date / Time: May 22, 2025

  • 2:00 pm – 3:00 pm Eastern
  • 1:00 pm – 2:00 pm Central
  • 12:00 pm – 1:00 pm Mountain
  • 11:00 am – 12:00 pm Pacific

Closed-captioning available

Speakers

Danny-M.-Howell_Law-Offices-of-Danny-M.-Howell,-PLLC_myLawCLEDanny M. Howell | Howell & Rowlett PLLC

Danny Howell has been representing attorneys in professional liability suits, bar investigations and complaints, and disbarment actions before the federal courts and the United States Patent & Trademark Office, for 30 years. Danny also has an extensive insurance coverage practice in the areas of professional liability and commercial general liability insurance. He has lectured and published extensively on legal ethics and insurance topics.

Danny is admitted to practice and has practiced extensively in the state courts in Virginia, Maryland, and the District of Columbia, the United States Courts of Appeals for the Fourth, Sixth, and Federal Circuits, the United States District Courts for the Eastern and Western Districts of Virginia, the District of Columbia, and Maryland, and the United States Bankruptcy Court for the Eastern District of Virginia. He has also appeared pro hac vice in federal court cases in the United States District Courts for the Eastern and Western Districts of New York and the District of Minnesota.

From 2003 through 2016, Danny was a partner with the McLean, Virginia office of Richmond-based Sands Anderson, P.C. He joined Sands as part of its 2003 merger with Schraub Howell & Company, Chartered, where he served as managing partner. In 2016 Danny opened the Law Offices of Danny M. Howell, PLLC, a five-attorney litigation boutique in McLean, Virginia.

Danny carries an AV® Peer Review Rating by Martindale-Hubbell. He was a 2007 Fellow of the National Institute for Teaching Ethics and Professionalism and has served as an Adjunct Professor with the University of Richmond’s.Danny carries an AV® Peer Review Rating by Martindale Hubbell. He was a 2007 Fellow of the National Institute for Teaching Ethics and Professionalism and has served as an Adjunct Professor with the University of Richmond’s.

Agenda

I. Requirements for Additional Insured Coverage Under Blanket AI Endorsements and Scheduled Endorsements | 2:00pm – 2:10pm

II. Enforceability of Indemnity Clauses in Construction Contracts Under State Anti-Indemnity Statutes | 2:10pm – 2:20pm

III. Applicability of Policy Conditions and Exclusions to Additional Insureds | 2:20pm – 2:35pm

IV. Effectiveness of Certificates of Insurance in Establishing Additional Insured Status | 2:35pm – 2:50pm

V. Effectiveness of AI Tenders When Underlying Complaint Contains No Allegations Against Indemnitor | 2:50pm – 3:00pm

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